Running out of mobile balance can be incredibly frustrating, especially when you need to make an urgent call, send a text, or use data. Many Mobily users in Saudi Arabia face this issue regularly and struggle to find quick solutions or Mobily Emergency Balance.
Thankfully, Mobily offers an Emergency Credit service that ensures you stay connected even when your balance is low. In this detailed guide, we’ll explore how to check your Mobily emergency balance, borrow credit instantly, and manage it effectively. By the end of this article, you’ll have all the information you need to avoid interruptions in service.
What is Mobily Emergency Balance?
Mobily’s Emergency Balance service allows prepaid users to borrow credit ranging from SAR 5 to SAR 30 when their balance falls below SAR 3.
This borrowed amount can be used for calls, SMS, or internet data and is repaid automatically during your next recharge along with a small fee. The service is designed for moments when you urgently need mobile services but cannot recharge immediately.

How to Check Mobily Emergency Balance
Checking your emergency balance is simple and can be done using various methods:
1. Using USSD Codes
- Dial *400# from your Mobily SIM.
- Select the option for Emergency Balance.
- Your available emergency credit will appear on your screen instantly.
2. Through SMS
- Send the code 405 or 430 (depending on the amount) to 1100.
- You will receive a confirmation message with details about your emergency balance.
3. Via Mobily App
- Download the Mobily app.
- Log in with your Mobily number and navigate to the “Account” section.
- Here, you can view all balance details, including emergency credit.
How to Borrow Mobily Emergency Balance
If you’re running low on balance and need an instant loan, follow these steps:
Using USSD Codes
- To borrow SAR 5: Dial *405#.
- To borrow up to SAR 30: Dial *430#.
- For Auto Refill options: Dial *402# (SAR 5) or *401# (up to SAR 30).
Using SMS Commands
- Send 405 or 430 via SMS to 1100, depending on the amount you need.
Eligibility Criteria for Emergency Balance
Before using the emergency credit service, ensure you meet these conditions:
- Your line must be active and not under grace periods.
- You should have recharged at least SAR 150 in the past six months.
- Your available balance must be less than SAR 3.
Also check How to Use Saudi Airline Voucher?
Benefits of Using Mobily Emergency Balance
Using Mobily’s emergency credit service comes with several advantages:
- Instant Access: Borrow credit within seconds without needing internet or visiting a store.
- Flexibility: Use the borrowed amount for calls, SMS, or data as per your needs.
- Convenience: The process is straightforward and user-friendly.
Managing Your Emergency Credit
To avoid complications while using emergency credit services:
- Regularly check your balance using USSD codes or the Mobily app.
- Recharge promptly to repay borrowed amounts and avoid service interruptions.
- Use Auto Refill options for seamless borrowing in future emergencies.
Frequently Asked Questions
Can I borrow multiple advances?
Yes, you can borrow multiple advances as long as previous amounts are settled and you meet eligibility criteria.
Is the borrowed amount transferable?
No, borrowed credit cannot be transferred to another number.
What happens if I don’t repay my emergency credit?
The outstanding amount will be deducted automatically during your next recharge along with applicable fees.
Conclusion
Mobily’s Emergency Balance service is a lifesaver for prepaid users who find themselves running out of balance at crucial moments. Whether you need SAR 5 for a quick call or SAR 30 for extended usage, this service ensures uninterrupted connectivity. By following the steps outlined above, you can easily check your Mobily emergency balance, borrow credit instantly, and manage it effectively. Next time you’re low on balance, remember these simple codes and tips to stay connected without hassle!